Looking for an easy way to buy that piece of power equipment today, and be able to pay for it over time with flexible terms?
While Mowers Direct does not offer consumer financing directly, you can apply for or use your existing Synchrony Financial sponsored credit card from Toro, Ariens, Husqvarna or Briggs & Stratton (Snapper and Simplicity) to purchase power equipment manufactured by these companies on our web site.
Our minimum purchase amount to take advantage of financing offers from Toro, Ariens, Husqvarna, Snapper or Simplicity is $999.99. A customer promotional fee (documenting fee) of up to $150 (charged by Synchrony) will be applied to all orders that are financed using a Synchrony Financial sponsored card.
Two Ways to Finance Your Order
1. Already Have a Sychrony Financial Card?
If you already have a Toro, Ariens, Husqvarna or Briggs & Stratton branded credit card from Synchrony Financial, you’re just a couple of steps away from owning that new piece of power equipment.
You'll need to call us at (800) 837-8247 during our normal business hours to place your order - the Synchrony Financial approval process requires us to approve each order at the time it's actually placed, and for our helpful sales representatives to explain the terms of the financing program you've selected to you.
You will not be able to select and complete a purchase yourself on our web site if you wish to utilize any consumer financing program. Your order must be entered and completed by one of our sales representatives.
2. Need To Apply for a Synchrony Financial Card?
If you don’t yet have a Toro, Ariens, Husqvarna or Briggs & Stratton branded credit card from Synchrony Financial, but would like to use financing to make your power equipment purchase, you’ll need to do a little “extra” work before completing your purchase with Mowers Direct.
Choose the equipment you'd like to purchase.
Apply for financing on the required amount on the appropriate manufacturer’s web site (see links to on-line applications below). Approval takes as little as one minute.
Once you are approved and have your new account number, call us at (800) 837-8247 to finalize your purchase. Orders for purchases using a financing program can only be completed during our normal business hours.
Apply for a Synchrony Financial Ariens Card
Apply for a Synchrony Financial Husqvarna Card
Apply for a Synchrony Financial Simplicity Card
Apply for a Synchrony Financial Snapper Card
Apply for a Synchrony Financial Toro Card
What Power Equipment is Eligible for Financing?
Since Mowers Direct does not offer consumer financing directly, the products that are eligible for financing programs will change from time to time, as will the financing terms being offered.
All financing programs being offered on Mowers Direct are sponsored by the manufacturer, which also limits which products will qualify for financing. Generally speaking, any qualified product with a price of $1,000 or more will qualify your order for financing, and that would include selected accessories or other products ordered on the same order with the qualifying product.
Let’s use Toro as an example:
Say Toro is offering 0% financing for 24 months on all TimeCutter zero turn mowers. If you choose to purchase a Toro TimeCutter zero turn mower, and you have a Toro branded credit card issued by Synchrony Financial, you would be eligible to take advantage of the 0% for 24 months financing offer.
In addition to the TimeCutter zero turn mower, any Toro branded accessories for the mower would also qualify for 0% financing for 24 months as well. So if you order a Toro bagger, a Toro foot lift kit, and a Toro mower cover, all 4 items on your order would be eligible for the 0% for 24 months financing offer. However, if your order contains any “non-Toro” branded accessories or products – say a CheckMate lawn striping kit or a MoJack mower lift – those “non-Toro” branded items on your order would not qualify for the 0% for 24 months financing offer. You can still use your Toro branded credit card issued by Synchrony Financial to pay for these “non-Toro” branded items on your order. But payment for those items would due in full according to the standard payment terms on your account (see your account agreement for the standard payment terms that apply to your account).
If you have additional questions about financing your purchase from Mowers Direct, CLICK HERE
and e-mail them to us.
Current financing programs available on products sold by Mowers Direct:
| Manufacturer || Financing Offer Dates || Product Price || Financing Terms |
|03/01/2016 to 06/30/2016||$1,000.00 - $1,499.99||24 Months |
|03/01/2016 to 06/30/2016||$1,500.00 - $10,000.00||36 Months |
|03/01/2016 to 10/31/2016||$999.00 - $1,499.99||24 Months |
|03/01/2016 to 10/31/2016||$1,500.00 - $1,999.99||36 Months |
|03/01/2016 to 10/31/2016||$2,000.00 - $2,999.99||42 Months |
|03/01/2016 to 10/31/2016||$3,000.00 - $19,999.99||48 Months |
|03/01/2016 to 10/31/2016||$999.00 - $1,999.99||24 Months |
|03/01/2016 to 10/31/2016||$999.00 - $1,999.99||18 Months |
|03/01/2016 to 10/31/2016||$2,000.00 - $10,000.00||42 Months |